The PAYS® system enables building owners or tenants to obtain and install money-saving resource efficiency products with no up-front payment and no debt obligation. Those who benefit from the savings pay for these products through a tariffed charge on their utility bill, but only for as long as they occupy the location where the products were installed. The monthly charge is always lower than the product’s estimated savings and it remains on the bill for that location until all costs are recovered. Like a loan, PAYS® allows for payment over time, but unlike a loan the PAYS® obligation ends when occupancy ends or the product fails.

PAYS® can be tailored to individual states regardless of whether a state has initiated retail competition for electricity or gas. PAYS America, Inc. is committed to working with legislators, policymakers, energy efficiency and renewable energy advocates, and regulators to construct a PAYS® infrastructure that effectively stimulates resource efficiency, renewable energy, and distributed generation purchases consistent with a state's economic realities and long-range plan.

PAYS® was created by Harlan Lachman and Paull Cillo of the Energy Efficiency Institute, Inc.  PAYS America, Inc. makes the PAYS® trademark available at little or no cost to state regulators who wish to implement a PAYS® market.

Please download one of our papers describing the Pay As You Save® system or one of our recent presentations about PAYS®.